# USDi Token ### The USDi Token Contract Address on Solana: [CXbKtuMVWc2LkedJjATZDNwaPSN6vHsuBGqYHUC4BN3B](https://solscan.io/token/CXbKtuMVWc2LkedJjATZDNwaPSN6vHsuBGqYHUC4BN3B) USDi is an interest-bearing synthetic dollar with a stable 1:1 value ratio to USD, featuring automatic interest distribution with no gas fees required for claims. Holders can transfer USDi to anyone at any time without disqualifying their yield gains. An index tracks the amount and holding period of each USDi holder, with longer holding periods and larger amounts earning proportionally higher yields. USDi is backed by its underlying fully hedged assets, and the intrinsic market cap value of USDi should always equal the total value of these hedged assets. Yield generated from the portfolio steadily increases the total asset value. When it surpasses a certain threshold and the total asset value significantly exceeds USDi in circulation, new USDi is minted and distributed to all USDi holders as profit gains. If the USDi in circulation ever exceeds the total asset value, the difference will be covered by burning USDi from the Kira's reserve pool by sending it to the locked account, thereby reducing circulation. We will publish more detailed USDi pegging mechanisms when we are ready to launch the USDi token. #### Where to Get USDi Token? After the launch of USDi, users can acquire it through three methods: 1. Chatting with Kira 2. Minting and redeeming through the USDi portal () 3. Buying and selling through DEXs like [Jupiter Swap](https://jup.ag/), [Raydium Swap](https://raydium.io/swap/) on the secondary market --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.kira.trading/overview/our-solution/usdi-token.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.